Legal
Important disclosures
What we are, what we are not, and what you should know before you apply.
Who we are and our licence
Shreem Elite Mortgage Advisory L.L.C is licensed by the Dubai Department of Economy and Tourism under trade licence No. 1660136, for the activity Mortgage Consultant.
We are an advisory, not a lender
We do not lend money. Banks make the decision on every application. We compare banks, prepare your file and guide you through the process.
No guarantee of approval
We cannot guarantee that a bank will approve your application, or the rate, loan amount or timing it will offer. Approval depends on your income, documents, credit record, the property and the bank’s policy at the time.
Rates, limits and figures
Rates, loan-to-value limits, fees and eligibility criteria change often and differ by bank. Figures on this website are indicative and general, and were last reviewed in October 2026. Always confirm current terms with us and the bank before you commit.
How we are paid
We will explain how we are paid, and any fee that applies, before you commit to any service.
Islamic finance
Islamic mortgage products are structured by the banks that offer them, and each bank’s own Sharia supervisory board decides whether a product is compliant. We explain the structures, but we do not issue Sharia rulings.
Information about areas and authorities
Our pages on Abu Dhabi, Sharjah, Ajman and Ras Al Khaimah summarise public information about ownership rules and fees. These can change and may differ between sources. Please confirm with the relevant land department or authority before you pay a deposit.
Not legal or tax advice
We do not give legal or tax advice. For these, please speak to a qualified professional.
Complaints
If you are unhappy with our service, tell us at info@shreemelitemortgage.ae and we will look into it promptly.